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Find the perfect loan option for you

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Conventional

A conventional loan offers low rates and flexible terms for eligible buyers.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

Investment

Investment offer maximum flexibility for home financing for larger loans.

Business Owner Loans

Popular loan programs for first time home buyers.

First Time Home Buyers

Explore options that may make you a home owner with a low down payment.

Downpayment Assistance

Mortgage loan programs for vacation and investment properties.

Alternative Financing Options

Mortgage loan programs for vacation and investment properties.

At Modern Mortgage, we understand that a home is more than just a purchase; it’s the heart of a family’s future. As a leading mortgage broker in California, founded in 2022, we’ve made it our mission to simplify the process of securing home loans in California while delivering personalized, thoughtful solutions for families across the state.